Marietta, Alpharetta and Woodstock Georgia real estate listings, home buying, selling and relocation information

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About Me: Marietta, Alpharetta and Woodstock Georgia home buying, real estate listings, and homes for sale in Cobb County, GA

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Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Q	What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?
A	Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age.
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Leon and Tina Robbins, REALTORŽ, real estate agents and broker for Marietta, Alpharetta and Woodstock Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Leon and Tina Robbins
Robbins Realty
2513 Shallowford Rd.
Suite 210
Marietta, GA 30066
Phone: 770-971-6770
Broker Office : 770-971-5660
Office Toll Free: 866-971-5660
Fax: 770-971-4091
Email: leonandtina@leonandtina.com
Just the Facts:
Awards and Achievements

Ranked Top 5 Realtors out of 2300 Cobb Association of Realtors 2000-2007

Top 100 Agents in Metro Atlanta Communities Magazine

Highest Achievement Award, Chairman's Club Phoenix Award, Multi-Million Dollar Club for over a Decade

1998-2007 Sales Exceeded $342 Million

Broker/Owners of Robbins Realty

1988-2007 Multi-Million Dollar Producers

Licensed Realtors Since 1988 -With Proven RESULTS

Numbers like these would be impossible to achieve without a strong support system. Leon and Tina have a team who are dedicated and far exceed the capabilities and knowledge of one individual-their quality deliverables are the result of a high-energy team who each embrace the company motto, "Exceptional Service is Something You Should Expect, Not Simply Hope for."

www.StrikeAgain.com is brought to you by Leon and Tina Robbins
NUMBER1EXPERTS™ in real estate for Marietta, Alpharetta and Woodstock, Georgia

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